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Loans | Savings | Certificates
Rates are effective of 6/01/2008
- Rates reflect 1/2% discount for members with automatic payments or direct payroll payments.
-Rates are for qualified borrowers and subject to the Credit Union's tiered loan policy. The rate for each loan will be assigned at the time loan is underwritten based on the member's credit worthiness. Rates, terms, and promotions are subject to change without notice.
This chart is not intended to provide full disclosures. Please contact our Member Services Department at 302-998-0665 for additional information.
*APR = Annual Percentage Rate
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| Savings |
Minimum Balance |
APY* |
| Share Savings ( Minimum Balance $5.00) |
$5.00 |
0.750 |
| Youth Accounts |
$5.00 |
0.750 |
| Money Market ($1,000.00 - $9,999.99) |
$1,000.00 |
1.100 |
| Money Market ($10,000.00 - $24,999.99) |
$10,000.00 |
1.500 |
| Money Market ($25,000.00 - $49,999.99) |
$25,000.00 |
1.750 |
| Money Market ($50,000.00 - $74,999.99) |
$50,000.00 |
2.000 |
| Money Market ($75,000.00 & over) |
$75,000.00 |
2.250 |
| IRA Shares |
0.00 |
0.800 |
| Holiday Club Account |
0.00 |
0.800 |
| Vacation Club Account |
0.00 |
0.800 |
| Personal Checking ($100.00 - $4,999.99) (*Daily Balance) |
$100.00 |
0.250 |
| Personal Checking ($5,000.00 & over) (*Daily Balance) |
$5,000.00 |
1.500 |
Rates are effective as of 6/01/2008 and are subject to change without notice
*APY = Annual Percentage Yield
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| Certificates |
Minimum Deposit |
APY* |
| 6 to 11 Month Certificate |
$500.00 |
2.250 |
| 12 to 23 Month Certificate |
$500.00 |
2.500 |
| 24 to 35 Month Certificate |
$500.00 |
2.750 |
| 36 to 47 Month Certificate |
$500.00 |
3.000 |
| 48 to 59 Month Certificate |
$500.00 |
3.250 |
| 60 to 71 Month Certificate |
$500.00 |
3.250 |
| 72 to 83 Month Certificate |
$500.00 |
3.250 |
| 84 to 96 Month Certificate |
$500.00 |
3.250 |
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Rates are effective as of 6/01/2008
and are subject to change without notice
Minimum opening deposit for all certificates is $500.00. Subject to penalty for early withdrawal
* APY = Annual Percentage Yield
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