Current Loan and Savings Rates

 
 

Loan Rates

APR*

Automobiles (New) 1.99%
Automobiles (Used) 1.99%
Motorcycles (New) 1.99%l
Motorcycles (Used) 3.49%
Watercraft (New) 8.99%
Watercraft (Used) 8.99%
Recreational Vehicle (New) 8.99%
Recreational Vehicle (Used) 8.99%
Home Equity Loan 3.49%
Personal Loan 5.99%
Share Secured (2% above share savings rate) N/A
Certificate Secured (3% above certificate rate) N/A
Home Equity Line of Credit - Home Advantage Card WSJ Prime Rate
 
Rates are effective as of 03/01/2014 and are subject to change without notice.

Loan rates reflect 1/2% discount for members with automatic payments from checking account or direct payroll payments.

Rates are for qualified borrowers and subject to the credit union's tiered loan policy. The rate for each loan will be assigned at the time loan is underwritten based on the member's creditworthiness. Rates, terms, and promotions are subject to change without notice.

This chart is not intended to provide full disclosures. Please contact our Member Services Department at 302-998-0665 for additional information.
*APR = Annual Percentage Rate

 

Savings Rates

Minimum Balance

APY*

Share Savings ( Minimum Balance $5.00) $5.00 0.05%
Youth Accounts $5.00 0.10%
Money Market ($1,000.00 - $9,999.99) $1,000.00 0.10%
Money Market ($10,000.00 - $24,999.99) $10,000.00 0.15%
Money Market ($25,000.00 - $49,999.99) $25,000.00 0.20%
Money Market ($50,000.00 - $74,999.99) $50,000.00 0.25%
Money Market ($75,000.00- $99,999.99) $75,000.00 0.25%
Money Market ($100,000 & over) $100,000 0.25%
IRA Shares $5.00 0.25%
Holiday Club Account $5.00 0.10%
Vacation Club Account $5.00 0.10%
Personal Checking ($100.00 - $4,999.99) (*Daily Balance) $100.00 0.01%
Personal Checking ($5,000.00 & over) (*Daily Balance) $5,000.00 0.01%
 
Rates are effective as of 03/01/2014 and are subject to change without notice.

*APY = Annual Percentage Yield

 

Certificate Rates

Minimum Deposit

APY*

6 to 11 Month Certificate $500.00 0.15%
12 to 23 Month Certificate $500.00 0.20%
24 to 35 Month Certificate $500.00 0.50%
36 to 47 Month Certificate $500.00 0.70%
48 to 59 Month Certificate $500.00 0.75%
60 to 71 Month Certificate $500.00 0.85%
72 to 83 Month Certificate $500.00 0.90%
84 to 96 Month Certificate $500.00 1.01%
 
Rates are effective as of 03/01/2014 and are subject to change without notice.

Minimum opening deposit for all certificates is $500.00. Subject to penalty for early withdrawal.

* APY = Annual Percentage Yield